Revitalising National Competition Policy
SUBMISSION

Revitalising National Competition Policy

clock

04.10.2024 - 12:38

Competition

Mandala's submission to the National Competition Policy Unit on Revitalising National Competition Policy, focuses on realigning Australia's legislative settings on competition to meet the current realities of our economy.

The National Competition Policy (NCP) was introduced three decades ago in recognition that government legislation had a large role to play in realising the objectives of competition law. But the needs of the economy have changed significantly over the last three decades. Some parts of the payments system have been disrupted by new entry. The competitive dynamics of retail have been transformed by online channels. AI changed the way that businesses compete. The NCP needs to be revitalised to unlock future productivity and prosperity in our economy.

Our submission has been informed by Mandala’s recent research across a cross-section of sectors in the economy, including retail, superannuation, health care, and financial services.

Read Mandala's Submission here.

Read our latest posts

Unlocking a Virtuous Cycle: Overcoming Barriers to AI in Australian Energy Systems
AIEnergy transitionElectricNet zeroTechnology

Unlocking a Virtuous Cycle: Overcoming Barriers to AI in Australian Energy Systems

Mandala's latest research, developed in partnership with Microsoft, examines the barriers to transformative AI adoption in Australia's electricity system. The research finds that AI is one of the few tools able to unlock capacity and efficiency from the existing grid without waiting on new transmission and generation capacity, yet adoption today remains incremental. Three soft barriers, a lack of shared strategy, weak investment incentives and siloed data, are constraining Australia's ability to capture this potential. Overcoming them will require joint action from government, the technology industry and energy utilities to prove AI's value, align policy settings and fund pilots through to deployment.

8 Jul, 2026

Demonstrating the local benefits of AI infrastructure in Wisconsin
AIEconomicsInternationalIndustry

Demonstrating the local benefits of AI infrastructure in Wisconsin

Mandala's latest research, prepared for Microsoft, examines the economic impact of hyperscale data center investment on Wisconsin's communities, businesses, and workforce. The research finds that committed data center projects will channel $16.5 billion to local suppliers, support more than 9,000 jobs during construction, and generate lasting economic activity across every county in the state, thereby extending Wisconsin's long tradition of industrial leadership into the AI era.

1 Jul, 2026

The essential infrastructure: How Australian banks power the economy
HousingSuperannuationFinancial servicesEconomics

The essential infrastructure: How Australian banks power the economy

Mandala's latest research, prepared for the Australian Banking Association, examines the often-hidden role Australian banks play in supporting households, businesses and the broader economy. The research finds that banks are deeply embedded in the financial lives of Australians - as lenders, as community investors, through the jobs they generate and increasingly as assets owned by Australians themselves through shares and superannuation. From financing homes and small businesses to supporting regional communities through hardship and disaster, the report builds a picture of a sector whose success is broadly shared across the Australian population.

17 Jun, 2026

The threat of climate change to the US insurance industry
ClimateHousing

The threat of climate change to the US insurance industry

This joint report by the Coalition for an Insurable Future and Mandala Partners examines how climate change is undermining the stability of the US home insurance market. Homeowners insurance premiums have risen 38% since 2021, outpacing both inflation and wage growth, while 1 in 7 owner-occupied homes are now uninsured. Climate risk could push national premiums 35–107% higher by 2050, leave an additional 1.5–2.5 million households without cover by 2035, and cost the broader economy $1 trillion. The aggregate cost could rise to over $3 trillion by 2050. A preliminary assessment of state-level policy responses across California, Florida, Louisiana, New York and Colorado finds that effectiveness is mixed, and that the burden of costs falls primarily on homeowners, insurers and taxpayers, rather than on the sources of the underlying climate risk.

10 Jun, 2026

Loading...